What is a Deductible on Medical Insurance?

CALGARY, AB – January 15, 2026 – Punjab Insurance, a leading independent insurance brokerage specializing in protection for the South Asian community and visitors to Canada, today announced a new educational series aimed at helping families in the Calgary and Edmonton regions maximize their healthcare coverage while minimizing costs.

As travel confidence in Canada reaches new heights in 2026, many families are welcoming parents and grandparents through the Super Visa program. However, complex terms like "deductibles" and "stability periods" often lead to confusion and unexpected out-of-pocket expenses. Punjab Insurance is addressing these challenges by providing localized, transparent resources on medical insurance Alberta requirements.

"Our goal is to ensure that no family in Alberta has to choose between their financial security and having their loved ones nearby," said a spokesperson for Punjab Insurance. "By explaining the nuances of super visa medical insurance, specifically how deductibles impact premiums and what a doctor's visit actually costs for a non-resident, we empower our clients to make informed decisions."

The initiative highlights three critical areas for Alberta residents:

• Deciphering Deductibles: Understanding the trade-off between higher deductibles and lower premiums for medical insurance for visitors to Canada.

• Localized Coverage Knowledge: Navigating the costs of care at major regional facilities like the Peter Lougheed Centre in Calgary and the Royal Alexandra Hospital in Edmonton.

• Super Visa Compliance: Ensuring all policies meet the mandatory $100,000 CAD coverage requirement set by the IRCC for insurance for super visa.

With a focus on linguistic accessibility, Punjab Insurance continues to offer expert advice in Punjabi, Hindi, and English, ensuring that the community remains the best-protected in the province.

About Punjab Insurance

Established in 2006, Punjab Insurance Inc. is an independent brokerage dedicated to providing comprehensive insurance solutions across Canada. With a deep commitment to the South Asian community, they specialize in medical insurance for super visa, life insurance, and disability coverage. Punjab Insurance prides itself on offering the "Lowest Rate Guarantee" through extensive market comparisons and 24/7 personalized support.

Media Contact:

Punjab Insurance Address:
1129-3730 108 Ave NE, Calgary, AB T3N1V9
Phone: 587-707-7000
Email: [email protected]