What Happens When a Temp Worker Gets Injured: Workers Comp for Staffing Agencies in Colorado?

Staffing agencies in Colorado play a vital role in connecting temporary workers with employers across a range of industries. But what happens if a temp worker gets injured on the job? Understanding the workers’ compensation process is critical for staffing agencies to manage risks, protect workers, and stay compliant with Colorado laws.

In this post, we’ll walk through what happens when a temp worker gets injured while Workers Comp for Staffing Agencies in Colorado and how workers comp insurance fits into the picture.

Who is Responsible for Workers Comp When a Temp Worker is Injured?

In Colorado, the staffing agency that employs the temp worker is responsible for providing workers compensation insurance coverage—even if the worker is placed at a client’s site. This means that if a temp worker suffers a workplace injury, the staffing agency’s workers comp policy typically covers the medical expenses and wage benefits.

However, clear agreements between the staffing agency and the client company are important to define roles and responsibilities around workplace safety and claims reporting.

Immediate Steps After a Temp Worker Injury

1.     Ensure the Worker Receives Medical Attention
The first priority is the temp worker’s health. The injured worker should seek prompt medical care, either through the client’s onsite resources or an authorized medical provider designated by the staffing agency’s insurer.

2.     Report the Injury Promptly
Colorado law requires timely reporting of workplace injuries. The temp worker must notify both the staffing agency and the client employer about the injury as soon as possible. The staffing agency should then report the injury to its workers comp insurance carrier within the required time frame.

3.     Document the Incident
Proper documentation is crucial. The staffing agency and client should collect accident reports, witness statements, and any relevant information about how the injury occurred.

Conclusion

When a temp worker gets injured on the job in Colorado, the staffing agency’s workers comp insurance typically covers the necessary benefits. Prompt reporting, thorough documentation, and active claim management are essential to protect both the worker and the agency.

By understanding the workers comp process and taking proactive safety measures, staffing agencies can help ensure their temp workers stay safe and supported—no matter where their assignments take them.